Skip to content

The Art of Differentiation: Not All Benefits Brokers Are Created Equal

Benefits costs and employee expectations continue to rise. So, the expertise offered from your benefits broker is a critical consideration. Most employers struggle to maintain insurance coverage and a healthy financial bottom line. Historically brokers earned your business by representing the lowest price. But in today’s employee benefits landscape, you need experienced representation that delivers beyond the price. Premium and fee pricing differentiation represented by agents and brokers can be largely marginal. Today, the balance between coverage and cost is achieved by differentiation in the overall package, including consultative services, supplemental benefits and complementary products. At the Pittsburgh Technology Council (PTC) Corporate Coverage Group we do much more than place insurance coverage. As a strategic partner for your business, we learn about your challenges and needs, and support you with resources and services to achieve your objectives now and into the future. Serving in an advisory role, our benefits professionals develop a customized multi-year strategic plan. The plan may include streamlining HR operations, implementing wellness platforms, and accessing data to support plan designs or funding alternatives. Above all, PTC Corporate Coverage Group is the champion of your initiatives and requirements. Our Unique Strategy… Our strategy supports health risk management, wellness initiatives and alternative premium funding arrangements. We feature new and exclusive discounted health plans available only to PTC members. Our strategy and products combination can lead to informed, engaged and healthier employees and family members. The approach not only curbs the cost of health care, but also leads to less absenteeism, more productive employees and improved morale. In addition, this product portfolio features a wellness program that includes everything you need to implement, monitor and measure outcomes of your employee benefits plan. Education is paramount in this area so timely bulletins explaining new and changing rules and regulations is key. At PTC Corporate Coverage Group, we provide ongoing education through a variety of channels and resources to ensure that you are up to date with all aspects of the law. HR support / Benefits Administration… HR responsibilities and benefits administration can be daunting. HR professionals, or those fulfilling that role, are asked to do more than ever before. PTC Corporate Coverage Group provides access to online administration tools, employee newsletters and benefits announcements, as well as sample documents and expert advice for crafting policies, forms, benefits summary statements, handbooks and more. You are faced with a variety of issues when it comes to running a successful enterprise. Choose a benefits professional who is equipped to provide the solutions, services and creative strategies that solve your challenges and support your objectives. Learn more at: http://www.pghtech.org/membership-benefits/ employee-benefits.aspx